Compare plans

Use Nyble for free or choose a plan that works best for you.

Basic

Build credit history with a zero interest line of credit for free. Access basic features including your free credit report.

Free

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Membership

Enhance your credit building journey by becoming a member & access more features such as such as enhanced credit monitoring tools, digital coverge and more.

$11.99/mo

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Build credit history for free

Open a dedicated credit building line of $30-$250 with no interest (0% APR). Get your monthly payments & activity reported to the credit bureau.

Free credit score

View your and track your free VantageScore® credit score*.

*Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Click here to learn more.

Basic credit monitoring

Get real time alerts on changes to your credit file, trade lines & new inquiries.

Enhanced credit monitoring

Get enhanced real-time notifications to changes to your credit limit, utilization, and account activities.

Credit score planner and simulator

Plan your financial journey by estimating your credit score change based on your actions such as paying off debt or getting a new tradeline.

Automatic & instant payments

Scheduled automatic payment on your due date. Credit building line payments processed in real-time with ⚡ Instant Pay.**

** Subject to your institution's acceptance of real-time payments.

Rewards earn rate

Earn reward points for on-time payments, improving your credit score and your financial health. Redeem points for gifts.

Digital identity coverage

  • Full service identity theft restoration

  • Identity theft insurance of up to $1 million

The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

To enroll, customers must register and follow registration requirements.


5x
1x

Build credit history with a zero interest line of credit for free. Access basic features including your free credit report.

Free

Free forever, no catch.
Get started →

Build credit history for free

Open a dedicated credit building line of $30-$250 with no interest (0% APR). Get your monthly payments & activity reported to the credit bureau.

Free credit score

View your and track your free VantageScore® credit score*.

*Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Click here to learn more.

Basic credit monitoring

Get real time alerts on changes to your credit file, trade lines & new inquiries.

Enhanced credit monitoring

Get enhanced real-time notifications to changes to your credit limit, utilization, and account activities.

Credit score planner and simulator

Plan your financial journey by estimating your credit score change based on your actions such as paying off debt or getting a new tradeline.

Automatic & instant payments

Scheduled automatic payment on your due date. Credit building line payments processed in real-time with ⚡ Instant Pay.**

** Subject to your institution's acceptance of real-time payments.

Digital identity coverage

  • Full service identity theft restoration

  • Identity theft insurance of up to $1 million

The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

To enroll, customers must register and follow registration requirements.

Rewards earn rate

Earn reward points for on-time payments, improving your credit score and your financial health. Redeem points for gifts.

1x

Enhance your credit building journey by becoming a member & access more features such as such as enhanced credit monitoring tools, digital coverge and more.

$11.99/mo

Get started →

Build credit history for free

Open a dedicated credit building line of $30-$250 with no interest (0% APR). Get your monthly payments & activity reported to the credit bureau.

Free credit score

View your and track your free VantageScore® credit score*.

*Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Click here to learn more.

Basic credit monitoring

Get real time alerts on changes to your credit file, trade lines & new inquiries.

Enhanced credit monitoring

Get enhanced real-time notifications to changes to your credit limit, utilization, and account activities.

Credit score planner & simulator

Plan your financial journey by estimating your credit score change based on your actions such as paying off debt or getting a new tradeline.

Automatic & instant payments

Scheduled automatic payment on your due date. Credit building line payments processed in real-time with ⚡ Instant Pay.**

** Subject to your institution's acceptance of real-time payments.

Digital identity coverage

  • Full service identity theft restoration

  • Identity theft insurance of up to $1 million

The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

To enroll, customers must register and follow registration requirements.

Rewards earn rate

Earn reward points for on-time payments, improving your credit score and your financial health. Redeem points for gifts.

5x

Our commitment to earn your trust

Serious security

Bank-level 4096-bit encryption, full PCI compliance and sensitive data always encrypted at-rest & in transit.

Privacy first & always

We don’t share your information with unaffiliated third parties. All your information belongs to you and access by anyone else requires your explicit consent.

Support & monitoring

Our dedicated support team will always be by your side to help you. Our security perform constant monitoring to ensure that your account is secure.

Start building credit for free