Open a dedicated credit building line of $30-$250 at 0% interest. Get your monthly payments & activity reported to the credit bureau (Equifax Canada).
View your free credit score from Equifax Canada.
Get weekly alerts on changes to your credit file, trade lines & new inquiries.
Scheduled automatic payment on your due date. Credit building line payments processed in real-time with ⚡ Instant Pay.**
** Subject to your institution's acceptance of real-time payments.
Balance protection insurance‡ could cover up to $250 of your outstanding balance in the event of:
Involuntary loss of employment (Full-time and self-employed individuals).
Disability (Disabled and unable to work).
Earn reward points for on-time payments, improving your credit score and your financial health. Redeem points for gifts.
Up to $50,000 in coverage protection in the event of identity theft.†
Up to $25,000 in coverage against online fraud, ransomware & hacking.†
Up to $25,000 in coverage against unauthorized fraudulent payments. †
To enroll, customers must register and follow registration requirements.
Build credit history with a zero interest line of credit for free. Access basic features including your free credit report.
Open a dedicated credit building line of $30-$250 at 0% interest. Get your monthly payments & activity reported to the credit bureau (Equifax Canada).
View your free credit score from Equifax Canada.
Get weekly alerts on changes to your credit file, trade lines & new inquiries.
Scheduled automatic payment on your due date. Credit building line payments processed in real-time with ⚡ Instant Pay.**
Balance protection insurance‡ could cover up to $250 of your outstanding balance in the event of:
Involuntary loss of employment (Full-time and self-employed individuals).
Disability (Disabled and unable to work).
Up to $50,000 in coverage protection in the event of identity theft.†
Up to $25,000 in coverage against online fraud, ransomware & hacking.†
Up to $25,000 in coverage against unauthorized fraudulent payments. †
To enroll, customers must register and follow registration requirements.
Earn reward points for on-time payments, improving your credit score and your financial health. Redeem points for gifts.
Enhance your credit building journey by becoming a member & access more features such as balance protection, digital coverage & much more.
Open a dedicated credit building line of $30-$250 at 0% interest. Get your monthly payments & activity reported to the credit bureau (Equifax Canada).
View your free credit score from Equifax Canada.
Get weekly alerts on changes to your credit file, trade lines & new inquiries.
Scheduled automatic payment on your due date. Credit building line payments processed in real-time with ⚡ Instant Pay.**
Balance protection insurance‡ could cover up to $250 of your outstanding balance in the event of:
Involuntary loss of employment (Full-time and self-employed individuals).
Disability (Disabled and unable to work).
Up to $50,000 in coverage protection in the event of identity theft.†
Up to $25,000 in coverage against online fraud, ransomware & hacking.†
Up to $25,000 in coverage against unauthorized fraudulent payments. †
To enroll, customers must register and follow registration requirements.
Earn reward points for on-time payments, improving your credit score and your financial health. Redeem points for gifts.
Bank-level 4096-bit encryption, full PCI compliance and sensitive data always encrypted at-rest & in transit.
We don’t share your information with unaffiliated third parties. All your information belongs to you and access by anyone else requires your explicit consent.
Our dedicated support team will always be by your side to help you. Our security perform constant monitoring to ensure that your account is secure.
On a mission to financially empower everyday people.
*Impact on credit scores may vary. Nyble is responsible for credit reporting and is required to report both on-time and late payments, which may impact a credit bureau's determination of your credit score. Upon approval, your reported tradeline is a revolving line of credit intended for credit building. Eligibility is subject to identity verification and underwriting. Nyble is free to use, optional credit building and additional membership features cost $11.99 monthly, cancel or downgrade anytime without penalties. Make consistent on-time payments and keep your account balance low to maximize credit building potential. Features may vary depending on your province.
**From September 2024 to December 2024, Nyble users who made credit building line payments on-time & who had fewer than one (1) existing trade line (reported account) with no outstanding collection on their credit file, have been observed to have increased their Equifax Risk Score 2.0 by an average of +36.2.
† Identity theft coverage, credit monitoring, and associated services are provided by CyberScout, a TransUnion brand. To be eligible,
you must (a) have an active membership and (b) have your account in good standing. To enroll, customers must register and follow
registration requirements.
‡ Balance Protection is underwritten by Trans Global Life Insurance Company and Trans Global Insurance Company provided to Nyble under policy numbers NYB-02012024-P and NYB-02012024-L and extended to all members at no additional cost in case if you are unable to meet your financial obligations in the event of involuntary unemployment or disability. To be eligible, you must (a) have an active membership and (b) have your account in good standing.